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The Products That Power
Investor Success.

From single-unit rentals to build-to-rent portfolios, our full suite of DSCR loan programs is engineered to help investors grow smarter, faster, and stronger.

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Our Process

Full-Spectrum DSCR Financing — Designed for Investors

Direct private lender specializing exclusively in DSCR loans for real estate investors, developers, and mortgage brokers. We deliver unmatched execution speed, transparent terms, and customized financing solutions across the full DSCR spectrum.

1–4 Unit Residential

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 640
  • LTV: 75% Cash out, 80% Purchase / R&T
  • DSCR: 1.0x (Options down to 0.75x)
  • Housing History: 0x30x12
  • FRM / IO: 15, 20, 30 & 40 Year, 10 Years I/O Option
  • Eligible Property Types: 1-4 SFR, Condos, Non-Warrantable Condos, Townhomes, PUDs
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5–10 Unit Multifamily / 2–8 Mixed Use

  • Loan Amount: $350K - $3.5M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Min 400 sq ft per unit; Mixed-use requires 51% residential by sqft & income
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Bank Statement Loans

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 660
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • Maximum DTI: 50%
  • Qualification: 12 or 24 months bank statements depending on program
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Super Jumbo Loans

  • Loan Amount: $3.5M - $5M
  • Minimum FICO: 720
  • LTV: 60% Cash Out, 65% Purchase / R&T
  • Maximum DTI: 38%
  • Notes: 24 months bank statements typically required; stronger overlays apply
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Short Term Rentals (STR)

  • Loan Amount: $100K - $3M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.15x
  • Requirements: 1007/1025 or 12-month bank statement lookback; evidence STRs allowed
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Portfolio Loans

  • Loan Amount: $500K - $50M
  • Minimum FICO: 700
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.25x (Options to 1.0x)
  • Notes: Minimum 3 properties; aggregate underwriting; 120% release provisions available
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BTR Financing

  • Loan Amount: $100K - $50M
  • Minimum FICO: 700
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Underwriting tailored to new construction; flexible PPP structures
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PRODUCTS

1–4 Unit Residential

Direct private lender specializing exclusively in DSCR loans for real estate investors, developers, and mortgage brokers. We deliver unmatched execution speed, transparent terms, and customized financing solutions across the full DSCR spectrum.

1–4 Unit Residential

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 640
  • LTV: 75% Cash out, 80% Purchase / R&T
  • DSCR: 1.0x (Options down to 0.75x)
  • Housing History: 0x30x12
  • FRM / IO: 15, 20, 30 & 40 Year, 10 Years I/O Option
  • Eligible Property Types: 1-4 SFR, Condos, Non-Warrantable Condos, Townhomes, PUDs

Get Started Today
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Our Process

Precision Lending from Start to Finish

From your first inquiry to final funding, every step is engineered for accuracy, speed, and flawless execution.

Step 1

Loan Inquiry

Submit your basic property and borrower information to get started. Our team will quickly price your loan and provide a tailored term sheet for signature. Once signed, we’ll request a completed loan application to ensure a seamless and efficient process from start to finish.

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Step 2

Processing

Once your loan is in processing, we’ll order the appraisal and begin collecting all supporting documents needed to move to underwriting. Our processing team ensures everything is organized, accurate, and ready for the next stage — saving valuable time at closing.

Step 3

Underwriting

After receiving all required documents, appraisals, and credit reports, our underwriting team conducts a detailed review. You’ll either receive a concise list of conditions to clear or a “clear to close” — signaling that your loan has been fully approved.

Step 4

Closing

We coordinate directly with title to finalize all closing logistics — including scheduling the closing date and ensuring all documents are in order. Our team keeps communication open and transparent so you can close with confidence and certainty.

Step 5

Loan Funded

Congratulations — your loan is funded! Our post-closing team will help you transition smoothly into servicing and ensure all final details are complete. We value long-term partnerships and look forward to funding your next deal.

The Power of Experience.
The Precision of Execution.

When you partner with Maverick Lending NYC, you gain a team that operates at your pace, protects your reputation, and helps you deliver at the Gold Standard of Private Lending.

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