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MORTGAGE BROKERS

We’re More Than a Lender.
We’re Your Advantage.

Built for brokers who demand more speed, certainty, and pricing power that elevates your business above the competition.

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WHY MAVERICK LENDING NYC

Your Strategic Partner in Private Lending.

Speed & Certainty

Close in as little as 4 days with private-capital agility and institutional precision.Every file is handled by decision-makers — not middlemen.

Direct Access

Work directly with our senior lending team, backed by 30+ years of capital-markets and DSCR experience.

Market Advantage

 Access every major note buyer in the DSCR market for best-in-class pricing and execution. 

PRODUCTS

Full-Spectrum DSCR Financing — Designed for Investors

Direct private lender specializing exclusively in DSCR loans for real estate investors, developers, and mortgage brokers. We deliver unmatched execution speed, transparent terms, and customized financing solutions across the full DSCR spectrum.

1–4 Unit Residential

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 640
  • LTV: 75% Cash out, 80% Purchase / R&T
  • DSCR: 1.0x (Options down to 0.75x)
  • Housing History: 0x30x12
  • FRM / IO: 15, 20, 30 & 40 Year, 10 Years I/O Option
  • Eligible Property Types: 1-4 SFR, Condos, Non-Warrantable Condos, Townhomes, PUDs
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5–10 Unit Multifamily / 2–8 Mixed Use

  • Loan Amount: $350K - $3.5M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Min 400 sq ft per unit; Mixed-use requires 51% residential by sqft & income
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Bank Statement Loans

  • Loan Amount: $100K - $3.5M
  • Minimum FICO: 660
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • Maximum DTI: 50%
  • Qualification: 12 or 24 months bank statements depending on program
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Super Jumbo Loans

  • Loan Amount: $3.5M - $5M
  • Minimum FICO: 720
  • LTV: 60% Cash Out, 65% Purchase / R&T
  • Maximum DTI: 38%
  • Notes: 24 months bank statements typically required; stronger overlays apply
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Short Term Rentals (STR)

  • Loan Amount: $100K - $3M
  • Minimum FICO: 720
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.15x
  • Requirements: 1007/1025 or 12-month bank statement lookback; evidence STRs allowed
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Portfolio Loans

  • Loan Amount: $500K - $50M
  • Minimum FICO: 700
  • LTV: 70% Cash Out, 75% Purchase / R&T
  • DSCR: 1.25x (Options to 1.0x)
  • Notes: Minimum 3 properties; aggregate underwriting; 120% release provisions available
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BTR Financing

  • Loan Amount: $100K - $50M
  • Minimum FICO: 700
  • LTV: 75% Cash Out, 80% Purchase / R&T
  • DSCR: 1.0x
  • Notes: Underwriting tailored to new construction; flexible PPP structures
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BROKER SUCCESS STORIES

Trusted by Top Producers Nationwide

Our broker partners continue to work with us over the years to secure loans for their clients. Here’s what they have to say.
“Working with Maverick Lending NYC has completely elevated how we operate. Their speed, pricing, and direct access to decision-makers make every transaction seamless. They’ve become an extension of our team.”
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— J. Anderson,
Broker
“They move faster than any lender I’ve ever worked with — and the certainty they deliver lets me go to market with confidence. Maverick Lending NYC is the real deal.”
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— M. Diaz,
Broker
“Partnering with Maverick Lending NYC has completely changed how we do business. Their communication is unmatched, their pricing is sharp, and their ability to structure complex DSCR deals gives us a real competitive edge.”
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— T. Reynolds,
Broker
FAQs

Frequently asked questions

What is Maverick Lending NYC and who do you serve?

 We’re a private lender focused exclusively on DSCR and investor-based lending. Our clients include experienced real estate investors, developers, and brokers seeking flexible, fast-moving capital. 

What loan products do you offer?

We offer DSCR rental loans, Build-to-Rent financing, short-term rental loans, bank statement programs, and portfolio aggregation loans.

How do I start my loan application process?

 Submit your loan scenario through our online intake form or contact us directly for a same-day term sheet. 

How quickly can I get approved and funded?

 We can issue approvals within 24 hours and fund in as little as 4–7 business days. 

Do you work with first-time investors?

Yes — as long as the deal makes sense, we’ll work with motivated new investors who are serious about growing their portfolio.

Do you work with brokers?

Absolutely. We value broker partnerships and offer competitive compensation and white-label support for high-volume producers.

The Power of Experience.
The Precision of Execution.

When you partner with Maverick Lending NYC, you gain a team that operates at your pace, protects your reputation, and helps you deliver at the Gold Standard of Private Lending.

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