--- title: Broker Program description: Maverick Lending NYC offers fast, flexible DSCR and Non-QM loans for high-net-worth investors, brokers, and developers in Manhattan. image: https://www.mavericklendingnyc.com/hubfs/Golden%20Maverick%20Logo-3.png --- [Skip to content](https://www.mavericklendingnyc.com/broker-program#main-content) [![logo](https://www.mavericklendingnyc.com/hs-fs/hubfs/Maverick%20NYC%20Logo%20White%20Letters.png?width=780&height=235&name=Maverick%20NYC%20Logo%20White%20Letters.png)Homepage](https://www.mavericklendingnyc.com/?hsLang=en) - [Products](https://www.mavericklendingnyc.com/products?hsLang=en) - [Brokers](https://www.mavericklendingnyc.com/broker-program) - [Contact](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) [Get an Estimate](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) - [Products](https://www.mavericklendingnyc.com/products?hsLang=en) - [Brokers](https://www.mavericklendingnyc.com/broker-program) - [Contact](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) [Get an Estimate](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) ### MORTGAGE BROKERS # We’re More Than a Lender. We’re Your Advantage. ### Built for brokers who demand more speed, certainty, and pricing power that elevates your business above the competition. [Get Started](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en)[Talk to an Expert](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) WHY MAVERICK LENDING NYC ## Your Strategic Partner in Private Lending. ### Speed & Certainty Close in as little as **2 weeks** with private-capital agility and institutional precision.Every file is handled by decision-makers — not middlemen. ### Direct Access Work directly with our senior lending team, backed by **30+ years** of capital-markets and DSCR experience. ### Market Advantage  Access **every major note buyer** in the DSCR market for best-in-class pricing and execution.  PRODUCTS ## Full-Spectrum DSCR Financing — Designed for Investors Direct private lender specializing exclusively in DSCR loans for real estate investors, developers, and mortgage brokers. We deliver unmatched execution speed, transparent terms, and customized financing solutions across the full DSCR spectrum. 1–4 Unit Residential 5–10 Unit Multifamily Bank Statement Loans Super Jumbo Loans Short Term Rentals Portfolio BTR Financing ## 1–4 Unit Residential - **Loan Amount:** $150K - $4M - **Minimum FICO:** 660 - **LTV:** 75% Cash out, 80% Purchase / R&T - **Interest Rates:** Starting at 5.99% - **DSCR:** 1.0x (Options down to 0.75x) - **Housing History:** 0x30x12 - **FRM / IO:** 15, 20, 30 & 40 Year, 10 Years I/O Option - **Eligible Property Types:** 1-4 SFR, Condos, Non-Warrantable Condos, Townhomes, PUDs [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![1-4 SFR Image](https://www.mavericklendingnyc.com/hubfs/1-4%20SFR%20Image.png) ## 5–10 Unit Multifamily / 2–8 Mixed Use - **Loan Amount:** $350K - $4M - **Minimum FICO:** 720 - **LTV:** 70% Cash Out, 75% Purchase / R&T - **Interest Rates:** Starting at 6.99% - **DSCR:** 1.0x - **Notes:** Min 400 sq ft per unit; Mixed-use requires 51% residential by sqft & income [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![Multi & Mixed Image](https://www.mavericklendingnyc.com/hubfs/Multi%20%26%20Mixed%20Image.png) ## Bank Statement Loans - **Loan Amount:** $150K - $3.5M - **Minimum FICO:** 660 - **LTV:** 75% Cash Out, 80% Purchase / R&T - **Interest Rates:** Starting in the low 6's - **Maximum DTI:** 50% - **Qualification:** 12 or 24 months bank statements depending on program [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![Screenshot 2025-10-29 111054](https://www.mavericklendingnyc.com/hubfs/Screenshot%202025-10-29%20111054.png) ## Super Jumbo Loans - **Loan Amount:** $3.5M - $5M - **Minimum FICO:** 720 - **LTV:** 65% Cash Out / Purchase / R&T - **Interest Rates:** Starting in the low 7's - **Maximum DTI:** 38% - **Notes:** 24 months bank statements typically required; stronger overlays apply [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![Bank Statement Super Jumbo Image](https://www.mavericklendingnyc.com/hubfs/Bank%20Statement%20Super%20Jumbo%20Image.png) ## Short Term Rentals (STR) - **Loan Amount:** $150K - $3M - **Minimum FICO:** 720 - **LTV:** 70% Cash Out, 75% Purchase / R&T - Interest Rates: Starting at 5.99% - **DSCR:** 1.15x - **Requirements:** T12 STR Performance Preferred, Short Term Rental Analysis on Appraisal Allowed [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![Short Term Rental Image](https://www.mavericklendingnyc.com/hubfs/Short%20Term%20Rental%20Image.png) ## Portfolio Loans - **Loan Amount:** $350K - $50M - **Minimum FICO:** 700 - **LTV:** 70% Cash Out, 75% Purchase / R&T - **Interest Rates:** Starting at 6.499% - **DSCR:** 1.25x (Options to 1.0x) - **Notes:** Minimum 3 properties; aggregate underwriting; 120% release provisions [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![Portfolio Image](https://www.mavericklendingnyc.com/hubfs/Portfolio%20Image.png) ## BTR Financing - **Loan Amount:** $150K - $50M - **Minimum FICO:** 700 - **LTV:** 75% Cash Out, 80% Purchase / R&T - Interest Rates: Starting at 5.99% - **DSCR:** 1.0x - **Notes:** Underwriting tailored to new construction; flexible PPP structures [Get Started Today](https://www.mavericklendingnyc.com/get-a-quote/?hsLang=en) ![BTR Image](https://www.mavericklendingnyc.com/hubfs/BTR%20Image.png) BROKER SUCCESS STORIES ## Trusted by Top Producers Nationwide Our broker partners continue to work with us over the years to secure loans for their clients. Here’s what they have to say. “Working with Maverick Lending NYC has completely elevated how we operate. Their speed, pricing, and direct access to decision-makers make every transaction seamless. They’ve become an extension of our team.” ![static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen](https://www.mavericklendingnyc.com/hubfs/AI-Generated%20Media/Images/static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen.jpeg "static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen") — J. Anderson, Broker “They move faster than any lender I’ve ever worked with — and the certainty they deliver lets me go to market with confidence. Maverick Lending NYC is the real deal.” ![static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen](https://www.mavericklendingnyc.com/hubfs/AI-Generated%20Media/Images/static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen.jpeg "static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen") — M. Diaz, Broker “Partnering with Maverick Lending NYC has completely changed how we do business. Their communication is unmatched, their pricing is sharp, and their ability to structure complex DSCR deals gives us a real competitive edge.” ![static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen](https://www.mavericklendingnyc.com/hubfs/AI-Generated%20Media/Images/static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen.jpeg "static.hsappstatic.netFileManagerImagesstatic-1.33915imagesexplore-imageskitchen") — T. Reynolds, Broker FAQs ## Frequently asked questions What is Maverick Lending NYC and who do you serve?  We’re a private lender focused exclusively on DSCR and investor-based lending. Our clients include experienced real estate investors, developers, and brokers seeking flexible, fast-moving capital.  What loan products do you offer? We offer DSCR rental loans, Build-to-Rent financing, short-term rental loans, bank statement programs, and portfolio aggregation loans. How do I start my loan application process?  Submit your loan scenario through our online intake form or contact us directly for a same-day term sheet.  How quickly can I get approved and funded?  We can issue approvals within 24 hours and fund in as little as 4–7 business days.  Do you work with first-time investors? Yes — as long as the deal makes sense, we’ll work with motivated new investors who are serious about growing their portfolio. Do you work with brokers? Absolutely. We value broker partnerships and offer competitive compensation and white-label support for high-volume producers. ### The Power of Experience. The Precision of Execution. When you partner with Maverick Lending NYC, you gain a team that operates at your pace, protects your reputation, and helps you deliver at the **Gold Standard** of Private Lending. [Get an Estimate](https://www.mavericklendingnyc.com/get-a-quote?hsLang=en) --- ![Maverick NYC Logo White Letters](https://www.mavericklendingnyc.com/hs-fs/hubfs/Maverick%20NYC%20Logo%20White%20Letters.png?width=454&height=137&name=Maverick%20NYC%20Logo%20White%20Letters.png "Maverick NYC Logo White Letters") ---